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Personal Finance: Credit Questions 4-12-13

April 12, 2013


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Analyzing Credit Card Offers

Answer the following questions for all three credit card offers.

1.  What is the APR?
2.  What is the APR for Balance Transfers?
3.  What is the APR for Cash Advances?
4.  What is the Penalty APR?
5.  How long does the Penalty APR apply?
6.  When is your due date?
7.  What is the Minimum Interest Charged?
8.  What fees are associated with this card? (list them ALL!)
9.  How is your Balance calculated?
10.  Are they allowed to end your introductory APR?  If so, when/why?